Privacy Policy
1. Overview
Rancho360 is committed to protecting the privacy of clients using our real estate, mortgage, insurance, and annuity services. This policy outlines how we handle your information in compliance with California and federal privacy laws.
2. Data We Collect
- Personal Identifiers: Name, contact details, and government-issued ID (for verification).
- Financial Data: Income, credit score range, loan details, and insurance coverage.
- Property Data: Ownership records, valuations, and transaction details.
- Digital Data: IP addresses, cookies, and site interaction logs.
3. Purpose of Collection
We collect and use data to:
- Facilitate property purchases, sales, and financing
- Provide mortgage and annuity product recommendations
- Generate life and homeowners insurance quotes
- Improve site functionality and customer experience
4. Data Sharing
We share limited information with:
- Licensed California real estate agents and brokers
- Mortgage lenders and financial institutions
- Insurance and annuity providers
- Regulatory agencies when legally required
We do not sell personal data to third parties.
5. Data Protection and Retention
We employ encryption, secure servers, and access controls. Data is retained only as long as necessary to complete transactions or comply with recordkeeping laws.
6. Consumer Rights
Under the CCPA, you may:
- Request access to your personal data
- Request correction or deletion
- Opt out of data sharing
Submit requests to: compliance@rancho360.com.