VIDEOS

  • Family Life Insurance
  • Business Life Insurance
  • Employee Benefits
  • Fixed & Indexed Annuities
  • Estate Life Insurance
  • Financial Security
  • Retirement Life Insurance
  • Healthcare Insurance
  • Property & Casualty

Cash Value Life Insurance
If you want one comprehensive plan for a lifetime of financial security, including easily accessible cash reserves and tax free retirement income, but without investment risk – watch this short video to learn how the US tax code enables one contract to provide a lifetime of financial security.
Child Savings Bank
If you have a child under the age of 18 . . . watch this short video to learn how you can start them on the path to a lifetime of financial security.
College Funding
If you have a young child or children, and you want to begin saving for their college educations, watch this short video to learn the most tax efficient and cost effective way to save, grow and protect money to pay for a college education.
Family Life Insurance
If you have dependents (children, spouse or parents) who must rely on you and your income for financial security, watch this video to learn how easy and inexpensive it is to protect them from any economic adversity they would experience in your absence.
Index UL
Want a proven, uncomplicated, but comprehensive way to save, grow and protect your money for a lifetime of financial security? Watch this short video to learn how one type of plan can do it all.
Life Insurance Calculation
If you think your family needs life insurance protection, but you don’t know how much you should have . . . watch this short video to learn how to calculate the right amount of coverage and at the lowest cost possible.
Your Own Lifetime Tax Strategy
If you don’t like paying any more taxes than you legally need to, and you do not yet have a “lifetime tax strategy” – watch this short video to discover substantial tax benefits available to the average person that most tax advisors know too little about.
Living Benefits
Did you know that you can now access up to $250,000 of your life insurance coverage tax free – without dying? Watch this short video to learn how life insurance companies now allow you to take a portion of your death benefit if you experience a critical illness like cancer, heart attack, or stroke.
Mortgage Life Insurance
If you have a home mortgage, and a monthly payment that is dependent on your earned income, watch this short video to learn how you can pay off your home mortgage or continue making your monthly mortgage payment even if you have no earned income.
Private Equity Banking
If you have money in any sort of cash or savings account, and you also use credit cards, lines of credit, or any other type of credit financing, watch this short video to learn how you can convert the interest you pay into a lifetime of tax exempt wealth.
Term/UL Conversion
If you realize that the amount of life insurance coverage you need will vary over the course of your lifetime, watch this video to learn how you can increase or decrease both your coverage and your payments as needed.
Whole Life Dividends
Want to know how and why “mutual” insurance companies pay dividends to policyholders? Then watch this short video to learn how you can share in the profitability of your insurance company to reduce the net cost of your coverage.

Business Buyer Insurance
If you intend to sell your business when you retire . . . watch this short video to learn how you can either get the highest value for the sale of your business, or convert the asset into a tax free income at retirement.
Business Equity Banking
If your business is profitable, but operates on a line of credit, watch this short video to learn how you can use your line of credit to fund your own tax free retirement income.
Business Equity Transfer
If you have an ownership interest in a profitable business with accounts receivable or market value in excess of $1,000,000, watch this video to learn how you can leverage your business equity into personal tax free retirement income.
Business Life Insurance
If you own a business of any size . . . watch this short video to learn how you can protect your profitability and market value against the loss of your best people.
Business Succession

If you intend to pass your business onto the next generation, and you want to minimize both the tax implications and the risk of transition, watch this short video to learn how to develop the perfect exit strategy or business succession plan.

Business Tax Strategy
If you are a business owner who doesn’t like paying any more taxes than you legally need to, and you do not yet have a comprehensive “business tax strategy” – watch this short video to discover substantial tax benefits available to business owners that most tax advisors know too little about.
Buy/Sell Funding
If you have at least one business partner, and you want to protect both the profitability and market value of the business, watch this video on the importance of a funded Buy/Sell agreement.
Deferred Compensation (SERP)
If you want to recruit, reward or retain your top people, watch this short video to learn why deferred compensation plans are so popular.
Executive Bonus
If you are a corporate owner or executive with any size company, watch this short video to learn about Section 162 of the Internal Revenue Code, and how you can use tax deductible corporate dollars to fund a legally discriminatory and exclusive retirement plan for specific people in your company (including yourself) that can provide tax free income at retirement.
Insurance Financing
If your financial plan or objective requires the purchase of a large amount of life insurance, but your cash flow is currently funding other investments, watch this short video to learn how you can finance the cost of that insurance with little or no cash outlay.
Key Person
If you are a business owner, and your profitability is dependent on the special skills, experience, talent or connections of a vitally important employee in your company (including yourself), you need to watch this short, but informative video to learn how you can protect your business from the loss of anyone so vital to the success of your business.
Salary Continuation
If you are managing a team of corporate executives, and you want a tax advantaged supplemental compensation plan to enhance their financial security, watch this short video to learn about a three way plan to guarantee their salary continuation.

401k Plan Rollover
If you are responsible for your company’s 401k plan, you and the business owners have a serious and potentially liable regulatory and “fiduciary” responsibility to your employees in regard to the prudent performance of their plan. Watch this video to learn how you can avoid a regulatory lawsuit.
412e3 Pension Plan
If you are self employed or have your own business – with fewer than 5 employees – and you are at least 50 years of age, watch this short video to discover Section 412(e)3 of the tax code, known as the “Late Start” pension plan for small business owners.
ACA Benefits Exchange
If you are responsible for your company’s employee benefits, and want to offer your employees the most cost effective healthcare options, watch this video to learn how a Benefits Exchange can help you control costs and improve healthcare provisions for your employees.
Cash Balance Plan
If you are a working partner or executive in a company with a 401k plan, and you want to substantially increase your contributions, watch this short video to learn how the tax code enables your company to add a “layer” of special provisions on top of a 401k for the benefit of the most highly compensated employees.
Executive MERP
If you compete to recruit top talent . . . watch this short video to learn how an Executive MERP can help.
Flexible Spending Accounts
Enable your employees to pay dependent care and health care expenses with tax exempt income.
Group Dental & Vision
If you are responsible for your company’s employee benefits, and want to substantially enhance your healthcare coverage with benefits your employees want and need, watch this video to learn how inexpensive it is to add dental and vision care to company benefits package.
Group Indemnity
Watch this short video to learn why companies of all sizes are adding Cash Indemnity provisions to their Employee Benefits
Group LTD
If you are responsible for your company’s employee benefits, and recognize a moral obligation to provide your employees with a source of income when they are unable to work due to a permanent disability or an extended period of serious illness or injury recovery, watch this short video.
Group Life Insurance
If you want to give your employees a low cost but highly valued benefit, watch this short video to learn about a much needed but often overlooked component to every company’s benefit package.
Group STD
More than 70% of American employees live paycheck to paycheck . . . watch this short video to learn low cost short term paycheck protection is good for both your employees and your business.
Group Telemedical
If you are responsible for your company’s benefits package, watch this short video to learn how save employee’s money with low cost telemedicine services.
HDHP with HSA
If you are responsible for your company’s benefit package, and you want to enable your employees to pay for deductibles and copayments with tax deductible dollars, watch this video to learn why Health Savings Accounts are so strongly endorsed by the US government.
Healthcare Reimbursement (HRA)
If you are responsible for your company’s benefit package, and you want to reduce the cost of your health insurance without reducing benefits, watch this video to learn how Section 105 of the tax code allows you to create Health Reimbursement Accounts for your employees.
ICHRA
If you want to give your employees more healthcare options while reducing both your monthly expense and your administrative obligations, watch this short video to learn about an ACA approved alternative to group insurance benefits.
Payroll Deduction
If you are responsible for your company’s employee benefits, and want your employees to share in the cost of their healthcare plans, watch this video to learn how Section 125 of the tax code enables payroll deduction tax exemptions for employee benefits.
Simple 401k Plan
If you are responsible for the administration of your company’s 401k plan, watch this video to learn how important it is to avoid fiduciary liability and protect employee accounts, AND discover a well kept secret provision of the tax code known as a Simple 401k.
Small Group ACA
If you are responsible for your company’s healthcare benefits, and you have fewer than 50 employees, watch this video to learn what you need to know in order to be sure that your business and your employees comply with the Affordable Care Act.
Solo 401k Plan
If you work for yourself and have no employees working more than 1000 hours a year . . . watch this short video to discover the extraordinary benefits of a Solo 401(k) Plan.
Split Funded Plans
If you are responsible for your company’s employee benefits, and your employees are as a group relatively young and healthy, watch this video to learn how you can lower the cost of your healthcare coverage with a split funded insurance strategy.
Voluntary Benefits
If you are responsible for your company’s employee benefits, and have employees asking for additional benefits your company cannot afford to provide, watch this short video to learn how you can offer your employees a selection of additional benefits they can choose to pay for through payroll deduction.

Annuity Buckets
If you are retired or approaching retirement, and you want to guarantee your income for as long as you live without giving up growth and access to your money, watch this short video to learn how you can optimize your retirement income with a “tiered” payout strategy.
Annuity Exchange
If you would like to replace an older type of annuity with one of the newer types of annuities that feature different, more advantageous benefit provisions . . . watch this short video to learn how you can easily exchange your old annuity for a new one without any tax liability.
Annuity GIB Rider
If you are approaching retirement or already retired, and you are looking for the highest and surest way to withdraw money from your retirement savings, watch this video to learn how you can get guaranteed fixed income withdrawals for as long as you live, and without the risk of running out of money.
Annuity Laddering
If you are approaching retirement or already retired, and you want to be sure that you never run out of money and that inflation does not erode real value of your income, watch this short video to learn how you can optimize your retirement income without investment or inflation risk.
FIA Credit Rate Explanation
If you want to understand how Indexed Annuities credit interest rates to your account value based on stock market gains, but without stock market losses, watch this short video to learn how the money in a retirement insurance contract is managed and protected.
CD to Annuity
If you have money saved in a certificate of deposit, and you would like to earn higher interest and tax deferred growth, but with the same security of an insured account, watch this short video to learn how about a “safe money” alternative to bank CDs.
Annuity Primer
If you are saving and investing money for retirement, and you are at all concerned with market risk and the safety of your money, watch this short video to learn about and understand the retirement contracts that guarantee lifetime income without investment risk.
Annuity Overview, Spanish
Si está ahorrando e invirtiendo dinero para la jubilación, y en absoluto se preocupa por el riesgo de mercado y la seguridad de su dinero, vea este breve video para aprender y entender los contratos de jubilación que garantizan ingresos de por vida sin riesgo de inversión.
FIA Decision Assurance
If you’ve already made a critically important decision to secure a retirement insurance contract, you might need to watch this short video to learn that it is common to questions ourselves and want to be sure that we’ve made a “smart” or the “right” decision.
FIA Hedging Explanation
If you want to understand how Indexed Annuities can credit your money with interest rates based on stock market gains, without the risk of stock market losses, watch this short video to learn how a retirement insurance contract “hedges” the market for you.
FIA Reset Explanation
If you want to understand how Indexed Annuities can preserve and protect the interest rate accumulations based on stock market gains, and actually benefit from market volatility, watch this short video to learn how the “point to point reset” is one of the most important features of a retirement insurance contract.
IRA Annuity
If your retirement savings account (IRA, 401k or 403b) is currently invested in mutual funds, and you are at all concerned with the potential for market losses, watch this short video to learn how you can protect the retirement money from any investment losses.
Income Annuity (SPIA)
If you are retired or approaching retirement, and you want a guaranteed monthly income you can never outlive, watch this video to learn how you can convert any amount of retirement savings into a guaranteed pay check for the rest of your life.
Indexed Annuity
If you are saving money for retirement, and you are at all concerned about the safety of your money, watch this video to learn how you can be guaranteed to save, grow, and protect your money against investment losses, economic downturns, and excessive management fees.
LTC Annuity
If you want to be financial prepared for the possibility that in your later years you might need elder care services . . . watch this short video to learn how you can double or triple your current financial reserves – tax free.
Longevity Annuity
If you are retired or preparing to retire, and you are concerned that you might live well into your 90s or beyond, and possibly run out of money, watch this short video to learn how you can arrange a small portion of your current assets to guarantee your income for as long as you live.
Multi Year Annuity (MYGA)
If you keep money in a bank CD . . . watch this short video to learn how you can earn much higher interest rates, without annual taxation, while insured for the entire amount.
QLAC Annuity
If you have money in an IRA, 401k, 403b or 457 account, and you want to be sure that it will last into your 80s or 90s . . . watch this short video to learn how the IRS allows you to use up to 25% of that money to fund an old age “safety net”.
Retirement Income Risk
If your retirement income is or will be dependent on stock or bond performance . . . watch this short video to learn why a reliable source of income that will last for as long as you live might well be at risk of running out of money.
Retirement Questions
If you are recently retired or preparing to retire, and realize that there is much misinformation and misunderstanding about how your retirement savings must be converted into retirement income, then watch this short video to learn the four questions you need to ask yourself before making any decisions.
Retirement Savings Risk
83% of retirement savings are at risk for 20% to 50% losses. Watch this short video to learn how and why, and what you can do about it.
Roth Conversion
If you are currently saving money for retirement in any tax deferred account like an IRA, 401k or 403b, and you’d like a way to convert tax deferred into tax exempt, watch this short video on a retirement savings account with tax exempt growth and tax exempt income.
Social Security Basics
If you are beginning to prepare for retirement, and want to be sure that you get the most out of your Social Security benefits, watch this video to learn what your options are, as well as when and how to begin taking income for maximum benefit.
Split Annuity
If you use the interest you earn on a Certificate of Deposit to supplement your retirement income, and you would like to earn a higher rate of interest without giving up insured security, then watch this video to learn about a Safe Money Income Alternative to bank account Certificates of Deposit.
TSP Annuity
If you are an employee of the federal government, at least 60 years of age, and have been saving money in a Thrift Savings Plan, you need to watch this short video to learn about an important option you have to convert your savings into a guaranteed lifetime income payout.

CRT / ART
If you own a substantially appreciated asset that you would like to sell without paying capital gains tax, and then convert the proceeds into a guaranteed lifetime income, watch this short video to learn how you can also benefit any charity or non profit institution and your family with tax free cash.
Estate Life Insurance
There are 6 Ways to Create Tax Free Bequests in Your Estate Plan . . . watch this short video to which ones are best for your family.
Estate Planning
If you realize that a fatal accident or illness can end your life at any time, and you don’t want to leave your family unprepared, watch this video to learn how important it is to provide instructions and make provisions for the “End of Life”.
Estate Tax Insurance Trust
If you have or will have an estate tax liability . . . watch this short video to learn how you avoid IRS seizure and liquidation of your assets, while paying the minimum estate tax with a tax free discounted settlement.
LTC Life
If you want to be prepared for the possibility that in your later years you might need home nursing care or assistance with daily living activities due to physical or cognitive impairment, watch this short video to learn how you can double or triple your current financial reserves – tax free.
Joint Life Second Death
If you are married, and 1) you want to equalize your children’s inheritance; or 2) create tax free retirement income for as long as you both live; or 3) want to pay off your estate taxes without liquidating your assets . . . watch this short video to learn how two people (usually a married couple) can qualify for life insurance at pennies on the dollar.
Final Expense
If you want to save money while providing your family with the funds to pay for your own funeral expenses, watch this short video to learn how you can guarantee that your family will have tax free cash to pay your Final Expenses at a 40% to 60% discount.
Estate Taxation
Will your family owe the IRS taxes on your estate when you pass? If you are not sure, watch this short video to learn how the IRS can sieze your entire estate and liquidate your assets to pay off your tax bill.
Life Settlement
If you are over the age of 65, and you have at least $100,000 of life insurance coverage you no longer need or want to continue paying for . . . watch this short video to learn how you can sell your policy for an immediate cash settlement.
Living Trust
Even if we have a will at the time of our passing, all of our assets and liabilities will need to be settled in probate court before they can be distributed to our families. Watch this short video to learn how your estate can easily avoid the delay and cost of probate for your family.
Planned Giving
If you currently support any non profit institution (educational, religious, or philanthropic) and would like to leave some sort of legacy or endowment from your estate, watch this short video to learn how you can leverage relatively small current “gifts” into a very large future donation.
RMD Conversion
If you have accumulated a substantial sum in your tax deferred retirement account, and you want to leave that money to your family without losing up to 50% in taxes, watch this video to learn how you can convert any IRA, 401k or 403b account into a tax free bequest or inheritance.
Split Dollar Family Banking
If you have a grandchild under the age of 15, watch this short video to learn how you can set them up to build themselves a lifetime of financial security.
Special Needs Trust
If you are responsible for the care of a “special needs” child of any age, and you are concerned about how they will will be cared for in your absence, watch this short video to learn how you can guarantee their financial security for as long as they live.
Single Premium Life
If you are over the age of 50, with cash reserves in CDs or Money Market accounts, watch this short video to learn how you can leverage that money into a tax exempt cash reserve that will provide 2 or 3 times as much money for Assisted Living or Home Nursing Care, if you ever need it.
Reverse Mortgage (HECM)
If you are over the age of 62, and your home mortgage is either paid off or within 10 years of being paid off, watch this video to learn how you can pay off your mortgage immediately (eliminating future payments) and convert your home equity into a a tax free cash reserve or a lifetime monthly income.
Whole Life Cash Reserve
If you keep money in any type of “liquid” cash reserve, set aside from all your other assets and investments, watch this short video to learn about the tax and legal advantages of an alternative “safe money” cash reserve portfolio asset with excellent liquidity.

Bitcoin ETF
If you’ve been waiting for a safe, easy way to add Bitcoin to your portfolio . . . watch this short video to learn how and why Bitcoin has been the most profitable asset class over the past 15 years.
Identity Theft
If you have a credit score above 600, and a regular paycheck . . . watch this short video to learn why your financial identity is at risk, and how you can protect yourself and your money from identity thieves and credit card hackers.
Legal Services
If you’d like to have easy access to a lawyer whenever you have legal questions or need help . . . watch this short video to learn about a legal services network subscription plan.
Monetary Devaluation
Watch this short video to learn how you can protect your money and your financial security from economic inflation, government debt, and the banking cartels.
Precious Metals
If you keep any sort of cash account in US Dollars, and are concerned with the effects of inflation on the value of your money . . . watch this short video to learn how you safely convert those dollars into a universal store of value and currency accepted all over the world.
Safe Money Advisor
If you are saving for retirement in a 401k, 403b, IRA or SEP, and you want to be sure all your money will be there when you retire, and that you will never run out of money . . . watch this short video to learn how a “Safe Money” advisor can help you protect your retirement money from Market Volatility.
Triple Compound Interest
If you are saving money for retirement, and you want to know how your money grows . . . watch this short video to learn how interest and tax rates effect your account value, as well as how long it takes to double your money.

Home Equity Transfer
If you own your home, and you have at least 50% equity to market value, watch this video to learn how you can (and why you should) convert that home equity into a contract that will allow you to withdraw annual tax free income at retirement.
IUL Credit Rate Explanation
Watch this short video to understand how indexed life insurance credits interest rates to your account value based on stock market gains, but without stock market losses, and learn how the money in a retirement insurance contract is managed and protected.
IUL Decision Assurance
If you’ve already made a critically important decision to secure a retirement insurance contract, you might need to watch this short video to learn that it is common to question ourselves and want to be sure that we’ve made a “smart” or the “right” decision.
IUL Hedging Explanation
Watch this short video to learn how your money can earn interest rates based on stock market gains, but without the risk of stock market losses, and how a retirement insurance contract “hedges” the market for you.
IUL Reset Explanation
Watch this short video to understand how indexed life insurance can preserve and protect the interest rate accumulations based on stock market gains, and actually benefit from market volatility. And learn how the “point to point reset” is one of the most important features of a retirement insurance contract.
IUL Retirement Plan
If you want tax free income at retirement without the risk of losing any of your money in the stock market, watch this short video to learn how sections 101 and 7702 of the tax code enable you to save, grow, and protect your money for a tax free retirement.
IUL vs Qualified Plan
If you currently save for retirement in a tax deferred account like a 401k, 403b, IRA or SEP, and would like to see for yourself if you can take out more net spendable income from a Retirement Insurance Contract . . . then watch this video to see how you can quickly and easily run the numbers side by side.
Leveraged Retirement Insurance
If you earn six figure income, but are not saving enough for your retirement . . . watch this short video to understand how you can TRIPLE your savings over the next 15 years, and increase your tax free retirement income by 60% to 100%.
Pension Maximization
If you are married, approaching retirement, and have a pension plan . . . watch this short video to learn how you can take the highest payout for the rest of your life without excluding your spouse.
Retirement Insurance
If you are currently saving for retirement with an IRA, 401k, 403b or 457 plan . . . . watch this short video to learn how the money you save can be paid out to you during retirement tax free.
Retirement Tax Strategy
If you don’t like paying any more taxes than you legally need to, and you do not yet have a “retirement tax strategy” – watch this short video to discover substantial tax benefits available to people over the age of 60 that most tax advisors know too little about.
Safe Money Contracts
If you have questions or concerns about the protection of your money in any type of life insurance or annuity contract, watch this short video to learn how retirement insurance contracts can guarantee the safety and security of your benefits.
Tax Free Retirement
If you are saving money for retirement in an IRA, SEP, 401k, 403b, or 457 account . . . watch this short video to learn how tax free can be better than tax deductible.
Taxes, Risk & Fees
If you are saving money for retirement in a tax deferred 401k, 403b, or IRA invested in mutual funds, ETFs or any sort of “managed” account, watch this video to discover the real cost of deferred taxation, market risk, and investment expenses.
WL Retirement Plan
If you want tax free income at retirement without the risk of losing any of your money in the stock market, watch this short video to learn how sections 101 and 7702 of the tax code enable you to save, grow, and protect your money for a tax free retirement.

ACA Insurance Basics
If you need healthcare insurance, and you’re confused by all the options . . . watch this short video on what you need to know in order to select the right coverage for you with the benefits you need.
Accident Indemnity
If your employer pays for your healthcare insurance coverage, but you still have deductibles and a percentage of charges for doctor and hospital bills, watch this short video to learn how you can get coverage to pay those expenses for any accidental injury.
BOE DI
If you are in a professional occupation, like a physician, attorney, engineer or accountant, and your business overhead is dependent on receivables generated by your personal services, watch this video to learn how you can cover Business Overhead Expenses during an extended period of disability.
Critical Illness
It does not matter what age you are, or your current state of health. Watch this short video to learn why all of us can succumb to a serious illness like cancer, heart attack, or stroke, and how we can protect ourselves from the life altering financial impact.
Dental Coverage
If you have healthcare coverage, but it doesn’t include dental and orthodontic benefits, you need to watch this video to learn why oral healthcare provisions are as important as medical and hospitalization, and how inexpensive dental plans can be.
Disability Income
If your ability to earn income is dependent on your physical and mental health (not passive investment income), then watch this video to learn how to protect your financial security by replacing your earned income if an accident or illness should result in a long term disability.
Healthcare Insurance Specialist
Selecting your healthcare insurance is one of the most important decisions you need to make . . . so watch this short video to learn how you can be sure to get the coverage you want at the lowest cost available.
Healthcare Savings Account
If you have a high deductible health plan with a 20% to 40% copayment, and you want to pay for all these deductibles and copayments with tax deductible dollars, watch this video to learn why Health Savings Accounts are so strongly endorsed by the US government.
Healthcare “Gaps”
If you have good healthcare insurance, watch this short video to learn how you can make it even better.
Hospital Indemnity
If you have excellent healthcare coverage paid by your employer, but you still have deductible and copayment expenses for hospitalization, watch this short video to learn how you can cover hospital expenses not paid by your healthcare plan.
Long Term Care
If you are concerned about the possibility of needing home nursing or assisted living care at sometime in the future, and having enough money to pay for it – watch this video to learn how you can protect your retirement income and be sure that you don’t run out of money or become a burden on your children.
Major Medical (HDHP)
If you take good care of your health, and only want insurance to pay for major medical expenses due to an unavoidable injury accident or critical illness, watch this short video to learn how you can save up to 40% on healthcare insurance every year.
MediGap Supplement
If you are eligible for Medicare benefits, but realize that Medicare does not pay for all your healthcare expenses, watch this short video to learn how easy it is to fill the “Gaps” in your Medicare coverage and potentially save thousands of dollars each year.
Medicare Advantage
If you are age 65 or older, and qualify for Medicare, watch this short video to learn how you can get all your medicare coverage with additional benefits, like prescription drug coverage, dental, vision, and hearing care all without additional cost.
Medicare Introduction
Will you be turning 65 soon, and become eligible for Medicare benefits? Would you like to know how it works, and what your options are to get the most benefits for the least expense? Then watch this short video to quickly understand how Medicare works and the options you have.
Medicare Part D
Even though the cost of prescription medications can be expensive, Medicare coverage does not include prescription drug benefits. So if you need prescription drug provisions, watch this short video to learn how easy and inexpensive it is to add prescribed medications to your Medicare coverage.
Medicare Savings Account (MSA)
If you are near or over the age of 65, currently on or soon to be on Medicare, and you already understand that Medicare does not pay for all your healthcare expenses, watch this short video to learn how the tax code allows you to pay for uncovered Medicare charges from a tax exempt savings account.
Own Occ DI
If you are in a professional occupation, like a physician, attorney, engineer or accountant, and your income is dependent on highly specialized training, skills,and knowledge, watch this video to learn how you can protect the value of your professional career investment.
Short Term Medical
If you are temporarily without healthcare coverage, watch this short video on how you can get temporary medical and hospital benefits until you are eligible for a permanent healthcare plan.
TeleMedical Healthcare
Did you know that you can now talk with a “board certified” doctor any time of the day by phone or internet? Without waiting for an appointment, driving to an office, clinic or emergency room – and without payment or claim forms? Watch this short video to learn how.
Travel Medical
If you live or travel outside the US, watch this short video to learn why your healthcare coverage doesn’t travel with you, and how emergency medical insurance can protect you.
Vision Care
Even if you currently have perfect 20/20 eyesight . . . watch this short video to learn the importance of regular vision care, and how to get discounts on eye glasses, contact lenses, and LASIK surgery, as well as annual exams.

Auto Coverage
If you should ever doubt the importance of auto insurance, or why the lowest quote is seldom the best buy . . . watch this short video to learn how to get the right coverage at the best price.
Business Interruption
If your business facilities are damaged, and operations must be shut down during reconstruction . . . whatch this short video on how your can protect your cash flow and market value.
Commercial Property
If you own any property currently being used for commercial purposes, watch this short video to learn why you should double check the provisions of your commercial property insurance BEFORE you have a claim.
General Liability
If you are at all concerned aboutthe risk of law suits, both civil and criminal, due to negligence, accident, errors, or unintended violation of regulatory compliance . . .. watch this short video on how you can protect yourself and your business.
Homeowner Coverage
The cost of home repair and reconstructon has never been higher, and if your homeowner’s insurance hasn’t been reviewed or updated recently . . . you need to watch this short video the very real risk of lost property values due to theft, damage, and accidents.
Umbrella Liability
We live in a litigious society, and if you want to know how to protect your home, your retirement savings, and all your investment assets . . . watch this short video on general liability insurance for personal lawsuit protection.