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Insurance and financial Services

Taxes, Risk & Fees

Show this video to anyone with qualified retirement accounts (IRA, 401k, 403b, and 457b) . . . it details the “cost” of deferred taxation, market risk, and investment fees.

Family Income Protection

If you have dependents (children, spouse or parents) who must rely on you and your income for financial security, watch this video to learn how easy and inexpensive it is to protect them from any economic adversity they would experience in your absence.
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College Funding

If you have a young child or children, and you want to begin saving for their college educations, watch this short video to learn the most tax efficient and cost effective way to save, grow and protect money to pay for a college education.

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About Us

Who We Are

I’m William Lowden, creator of Rancho360.com, a licensed Realtor and Insurance Broker dedicated to helping families achieve financial peace of mind. With years of experience in both real estate and insurance, I bring a unique 360-degree approach: helping you not only buy or sell a home but also protect your investment and plan for the future.
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OUR SERVICES

Flood insurance

Flood insurance covers damage caused by flooding, which is excluded from standard homeowners policies. It protects your home and personal property from water-related disasters.
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Homeowners Insurance

Homeowners insurance protects your home, belongings, and liability from risks such as fire, theft, and accidents. It ensures your most important investment is covered.
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Earthquake Insurance

Standard homeowners insurance does not cover earthquake damage. Earthquake insurance provides financial protection for your home and belongings in the event of seismic activity.
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Protecting Wealth Beyond Real Estate

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Rancho 360

Music & Playlists

Universal Radio Player – Multi-Genre

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Music & Playlists

Universal Radio Player – Multi-Genre
Universal Radio Player – Multi-Genre
Smooth Jazz
Classical
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  • Best Smooth Jazz – UK
  • Smooth Jazz Florida
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  • Jazz Sakura – Asia DREAM
  • SGR Smooth Grooving
  • 96.9 The Oasis
  • RadioSkyMusic Jazz
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  • Party Vibe Jazz + Blues
  • WQXR – New York
  • BBC Radio 3 – UK
  • Radio Swiss Classic (DE)
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  • Radio Swiss Classic (FR)
  • NPO Radio 4 – NL
  • Radio Paradise Classical
  • RNZ Concert – NZ
  • Radio Swiss Classic (EN)
  • ABC Classic – AU
Universal Radio Player © 2024 – Streams provided by Internet-Radio.com and official broadcasters
Please ensure you have permission before embedding streams on a public site.
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Rancho 360

Financial Literacy

At Rancho360, we believe your home is more than just where you live — it’s one of the most powerful financial tools you’ll ever own. That’s why we’ve created the Financial Literacy Center, a place where you can learn how real estate, insurance, and smart planning work together to build long-term security and wealth.

Our goal is simple: to give you the knowledge and resources you need to make confident decisions about your financial future.

Rancho 360

CONTACT uS

 William Lowden/Rancho360/ HomeSmart Realty
9680 Haven Ave  Suite120

Rancho Cucamonga, California 91730

(Inside the California Banc Building)

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